GBT Basic Commercial Checking Account
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This is our Basic Regular
Checking Account for all commercial customers.
Minimum Opening Deposit $200.00
No Service Charge with Balance of $600.00
Monthly Service Charges
$0.00 to $199.99 - $10.00
$200.00 to $399.99 - $8.00
$400.00 to $599.99 - $6.00
A linked commercial savings account offered subject
to account restrictions. This account is a basic
regular checking account for all commercial
customers. High transaction volume accounts may be
subject to additional analysis fees.
GBT Checking Account General Charges
GBT Commercial Now Account
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This account is offered to
sole proprietorship, government units or non-profit
organizations operated primarily for religious,
philanthropic, charitable, educational or other
similar purposes.
Minimum Opening Balance $1,000.00
Minimum required to obtain APY $1,000.00
Request our Rate Sheet for Current Interest Rate and
Annual Percentage Yield (APY).
Interest Computation Method - Daily Balance
Interest will be compounded Monthly.
Interest credited Monthly.
On non-cash items interest will begin to accrue on
the next business day.
Monthly Service Charges
$0.00 to $199.99 - $10.00
$200.00 to $399.99 - $8.00
$400.00 to $999.99 - $6.00
$1,000.00 and Above NONE
Charge per check/debit over 75 per cycle $0.20
GBT Checking Account General Charges
GBT Commercial Plus Business Money Market
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Minimum Opening Balance
$2,500.00
Minimum required to obtain APY $1,000.00
Request our Rate Sheet for Current Interest Rate and
Annual Percentage Yield (APY).
Interest will be compounded Monthly.
On non-cash items interest will begin to accrue on
the next business day.
Monthly Service Charges
$0.00 to $199.99 - $10.00
$200.00 to $399.99 - $8.00
$400.00 to $999.99 - $6.00
$1,000.00 and Above NONE
GBT Checking Account General Charges
Interest is accrued daily on the collected balance
and compounded monthly. In person withdrawals are
unlimited. You may make six other withdrawals, three
of which may be payable to a third party, from your
account each month. A service charge/ withdrawal
charge of $3.00 will be assessed for each violation
of this limitation.
GBT Commercial Savings Account
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Commercial Savings with
competitive rates and personal service.
Minimum Opening Balance $300.00
Minimum required to obtain APY $300.00
Request our Rate Sheet for Current Interest Rate and
Annual Percentage Yield (APY).
Interest Computation Method - Daily Balance
Interest will be compounded Monthly.
Interest credited Monthly.
On non-cash items interest will begin to accrue on
the next business day.
Monthly Service Charges
Less than $300.00 - $3.00
$300.00 and Over NONE
You may make six withdrawals or transfers per month.
A service charge of $1.00 will be assessed for each
withdrawal over six. In person withdrawals are
unlimited.
GBT Certificate of Deposit
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Our GBT Certificates of
Deposit provide a higher rate of return than savings
or interest bearing checking accounts. Whatever your
investment goal, CD's from GBT are an excellent
choice with competitive rates and a variety of
payout and term options.
Choice of Terms
Available in Short-Term (3-6 months), Medium-Term
(6-18 months) and Long-Term (2 years or more), our
GBT CD's provide a Fully FDIC Insured (up to
$100,000 per individual) investment.
Choice of Payout Options
Interest will be credited to your account or paid to
you monthly, quarterly, semi-annually, at maturity
or as agreed upon.
The Annual Percentage Yield (APY) assumes that
interest remains on deposit until maturity. A
withdrawal will reduce your earnings.
After the account is opened, you may not make any
deposits into or withdrawals from the principal in
the account without penalty until the maturity date.
Interest begins to accrue on the next business day
for any non-cash item (i.e. checks).
Penalty for early withdrawal may apply.
Renewal Policy - If your Certificate is
SINGLE MATURITY and does not automatically renew,
Present it PROMPTLY at maturity as no interest is
payable after the maturity date.
If your certificate will AUTOMATICALLY RENEW, you
will have a grace period of 10 days from maturity
date to present this certificate for payment without
penalty. If the certificate automatically renews, IT
WILL BE RENEWED AT THE RATE IN EFFECT AT THIS
INSTITUTION ON THE DATE OF MATURITY.
GBT Commercial Lending
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Helping your business to
grow "Is Our Business". We offer Commercial Lending
Products which provide you the tools to build and
expand your business.
Options to Meet Your Business Needs
Lines of Credit
Secured and Unsecured Term Loans
Equipment Financing
Asset Based Financing
Commercial Real Estate Lending
Small Business Administration Lending
SBA Low-Doc
SBA 7A Guaranty Loans
SBA 504 Commercial Loans
GBT Checking - General Charges
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Statements
Issued Monthly
Cost of check printing varies depending on the style
of checks ordered.
Activity printout of Account $1.00
Stop Payment (Regular or ACH) $15.00
Account Reconcilement (per hour) $10.00
Research Fee (per hour) $10.00
Transfer of Funds between interbank accounts $2.00
Travelers Checks 1% of amount
Wire Transfer - Outgoing (customer only) $15.00
Insufficient Funds Charge (per item) $27.50
Overdraft Charge (per item) $27.50
Overdraft Daily Maintenance Fee (after 3rd day)
$2.00
Deposited Check Return Charge (per item) $2.00
Early Closing Fee (within 60
days, all accounts) $25.00
Debit Cards and ATM Cards subject to approval.
Contact Bank for additional rates and fees.
